SBI Launched Real-Time Xpress Credit on YONO for salaried person


The State Bank of India (SBI) has launched Real-Time Xpress Credit on its Yono digital banking platform for salaried customers, called Real-Time Xpress Credit (RTXC). Xpress Credit will allow eligible customers to get personal loans of up to Rs 35 lakh.

Real-Time Xpress Credit (RTXC) Highlights

    • Eligible salaried customers will now be able to get personal loans up to ₹ 35 lakh via YONO.
    • Consumers will be able to enjoy a hassle-free borrowing process.
    • Customers will be able to access RTXC from anywhere.
    • The service will be 100% paperless and digital.

“Under Real Time Xpress Credit, Central/State government and defence salaried customers of SBI will no longer be required to visit the branch for availing a personal loan. The credit checks, eligibility, sanction and documentation will now be done digitally in real-time,” the bank said.

“We are pleased to introduce Real Time Xpress Credit (RTXC) Loan facility for our eligible salaried customers on YONO,” said Shri Dinesh Khara, chairman of SBI. “The Xpress Credit product will enable our customers to experience a digital, hassle-free, and paperless loan process.”

SBI strives to provide consumers with a technology-driven enhanced digital banking experience to simplify banking.

swati sharma

Swati Sharma writes for online publications, and newspapers covering business, technology, health, career, fitness, and sports. She holds a Master of Business Administration degree from one of the reputed universities. She loves to write about every aspect of technology and recent market trends.

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